Good Roof Age

For instance a typical asphalt shingle roof lasts 20 to 25 years while a roof installed.

Good roof age.

Were the 25 year shingle will last 25 years. Fiberglass shingles are more. If you have an asphalt shingle roof that is over 10 years old for example the likelihood of claim denial goes up. This is probably a good policy because it promotes better maintenance and reduces needless loss says merlin.

If you live in an area where roof damage from windstorms and hail is prevalent or possible the decision you make about this coverage could mean the difference between paying out just your homeowners policy deductible or your deductible plus depreciation costs. A ribbed metal panel roofing system featuring concealed fasteners will offer a longer lifespan ranging from 30 to 50 years depending on the environment. This difference could amount to thousands of dollars depending on the age of your roof. This doesn t mean that your architectural roof will start collapsing after 20 years.

Tile roofing is made of either concrete or clay and comes in different shapes and textures. Not surprisingly cheaper roofing materials won t. I have a 25 year shingle on my roof and it has only lasted 16 years what is a good brand to use. Or they may offer a claim settlement that is lower than you hoped.

While many types of roofs last longer than 15 years some can hold up well for 50 years or longer barring a serious storm or a large fallen tree. Concrete tile such as those manufactured by eagle roofing products and natural clay tile will need to be reroofed 1 time during this period meaning they last 75 years or more. Your insurance company can argue that roof damages were exacerbated by the roof s age. As indicated in the graph throughout a 75 year period a natural slate roof will need to be reroofed 1 5 times which means it lasts upwards of 50 years.

The trend is to require an older roof 15 to 20 years plus to have an inspection to get a renewal. These are expected to last up to 20 years. Does homeowners insurance cover roof leaks. With proper installation you can expect a 25 to 40 years lifespan from a ribbed metal roof with exposed fasteners.

Imagine that your roof leaks after a heavy rainstorm. Jeanne mclaughlin august 9. Ribbed panels can be a good option for a steeper gable style roof. An insurer may cover a leaky roof.